Digital Payments NMIMS Assignment Solution
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1. Discuss the evolution, applications, and security concerns surrounding Near Field Communication (NFC) technology, highlighting its impact on modern society. Provide examples of NFC-enabled devices and industries benefiting from its adoption. Assess the potential future advancements and challenges for NFC technology.
2. Discuss the impact of major cryptocurrencies like Bitcoin and Ethereum on traditional banking systems, regulatory frameworks, and emerging trends in decentralized finance. Evaluate the prospects and risks associated with widespread adoption of cryptocurrencies, considering factors such as scalability, security, and regulatory compliance.
3. XYZ Company, a medium-sized retail business in utilities, recently decided to transition from traditional cash-based transactions to digital payments. This decision was driven by the increasing demand for contactless payment options from customers and the desire to streamline financial operations.
a. Discuss the factors that motivated XYZ Company to shift towards digital payments. Analyze the benefits and potential drawbacks of adopting digital payment systems for businesses like XYZ Company.
b. Evaluate how the shift to digital payments may impact XYZ Company’s customer base. Discuss strategies for XYZ Company to enhance the customer experience during the transition to digital payments.
