QN01. Life of security simply refer to
- Yield
- Liquidity
- Maturity
- Safety
Answer
(C)Maturity
QN02. Ratio of present value of project’s future net cash flows to projects initial cash flow is
- Profitability index
- Internal rate of return
- Net present value
- Average rate of return
Answer
(A)Profitability index
QN03. The ______________ is responsible for accounting, maintaining and auditing of the accounts.
- Shareholders
- Treasurer
- Controller
- Board of Directors
Answer
(C)Controller
QN04. The financial ratio measured as EBIT/Interest expense is known as the firm's
- Profit margin
- Return on assets
- Interest coverage
- Earnings before interest and taxes (EBIT)
Answer
(C)Interest coverage
QN05. Fixed-based method is the subcategory of which of the following analysis.
- Ratio analysis
- Vertical analysis
- Horizontal analysis
- None of the above
Answer
(C)Horizontal analysis
QN06. Which of the following best represents the total inventory costs, T, where S is total usage of the inventory item for the period, Q is the q
- T = C (Q/2) + O (S/Q)
- T = SQRT [2 (O) (S) / C]
- T = SQRT [2 (C) (S) / O
- T = C (S/Q) + O (Q/2)
Answer
(A)T = C (Q/2) + O (S/Q)
QN07. Which of the following is NOT the present value of the bond?
- Intrinsic value
- Market price
- Fair price
- Theoretical price
Answer
(B)Market price
QN08. ______________ is concerned with the acquisition, financing, and management of assets with some overall goal in mind.
- Financial management
- Profit maximization
- Agency theory
- Social responsibility
Answer
(A)Financial management
QN09. Oliver Incorporated has a current ratio equal to 1.6 and a quick ratio equal to 1.2. The company has $2 million in sales and its current liabilities are $1 million. What is the company’s inventory turnover ratio?
- 5.0
- 5.2
- 5.5
- 6.0
Answer
(A)5.0
QN10. Share and bonds floats in ______________
- Money market
- Capital market
- Commercial bank
- Equity market
Answer
(B)Capital market
QN11. Which of the following is NOT an example of hybrid equity?
- Convertible bonds
- Convertible debenture
- Common shares
- Preferred shares
Answer
(C)Common shares
QN12. What are the three interrelated areas of finance?
- Financial markets, option and forwards
- Investment, Financial management and Money & capital markets
- Banking, financial institutions and swap currency
- All of above
Answer
(B)Investment, Financial management and Money & capital markets
QN13. Convertible debt is debt that
- The issuing firm can pay off early
- The bondholder can sell back to the firm at a guaranteed price
- The bondholder can convert into shares
- All of above
Answer
(C)The bondholder can convert into shares
QN14. ______________ means value at some future time of a present amount of money evaluated at a given interest rate.
- Compounding
- Discounting
- Nominal rate
- Continuous rate
Answer
(A)Compounding
QN15. When the market's Required Rate of Return for a particular Bond is equal to its Coupon Rate, the Bond is selling at
- Premium
- Discount
- Par
- None
Answer
(C)Par
QN16. A Bond has a $1,000 Face Value, a Market Price of $1,115, and pays interest payments of $ 90 every year. What is the coupon rate?
- 4.50 %
- 6.75 %
- 7.39 %
- 9.00 %
Answer
(D)9.00 %
QN17. A bond with a $1,000 face value and an 8 percent annual coupon pays interest semi-annually. The bond will mature in 15 years. The nominal yield to maturity (i) is 11 percent. What is the price of the bond today?
- $ 784.27
- $ 781.99
- $ 1,259.38
- $ 739.19
Answer
(B)$ 781.99
QN18. The goal of fundamental analysts is to find securities
- Whose intrinsic value exceeds market price
- With a positive present value of growth opportunities
- With high market capitalization rates
- All of the above
Answer
(A)Whose intrinsic value exceeds market price
QN19. ______________ is the set of possible values that a random variable can assume and their association probabilities of occurrence.
- Expected Rate of Return
- Probability Distribution
- Variance
- Standard deviation
Answer
(B)Probability Distribution
QN20. Which of the following is not component of financial report?
- Balance sheet
- Notes of the account
- Comparative figure of previous period
- None of the given option
Answer
(D)None of the given option
QN21. If you want to deposit money into bank, what will be yours choice?
- Compounding annually
- Compounding Semi-annually
- Compounding monthly
- Compounding daily
Answer
(D)Compounding daily
QN22. Interest paid (earned) on both the original principal borrowed (lent) and previous interest allowed (earned) is often referred to as ______________.
- Compound interest
- Double interest
- Simple interest
- Present value
Answer
(A)Compound interest
QN23. Which of the following is the activity which finance people are involved
- Investing decisions
- Marketing decisions
- Promotion decisions
- Non of Above
Answer
(A)Investing decisions
QN24. The Bailey Brothers want to issue 20-year, zero coupon bonds that yield 9 percent. What price should it charge for these bonds if the face value is $1,000?
- $ 157.25
- $ 163.70
- $ 178.43
- $ 194.49
Answer
(C)$ 178.43
QN25. When bonds are issued, under which of the following category the value of the bond appears?
- Equity
- Fixed assets
- Short term loan
- Long term loan
Answer
(D)Long term loan
QN26. What type of long-term financing most likely has the following features: (1) it has an infinite and finite life (2) it pays dividends, and (3) its cash flows are expected to be a constant annuity stream.
- Long-term debt
- Preferred stock
- Common stock
- None of the given option
Answer
(B)Preferred stock
QN27. PV of lump sum is simply termed as current value ofor
- Present payment
- Future payment
- Annuity payment
- Discount payment
Answer
(B)Future payment
QN28. ______________ Ratios are used to measure a firm’s ability to meet short-term obligations.mpor
- Asset management ratios
- Debt management ratios
- Liquidity ratios
- Equity ratios
Answer
(C)Liquidity ratios
QN29. Creditors turnover ratios comes under the category of
- Activity ratios
- Asset management ratios
- All of the above
- None of the above
Answer
(C)All of the above
QN30. Dividend is approved by the shareholder in the ______________ at the recommendation of the directors.
- Annual general meeting
- Director meeting
- Statutory meeting
- Special meeting
Answer
(A)Annual general meeting
QN31. If bank giving 12% interest rate per year, then per month it will be
- 1%
- 12%
- 5%
- 6%
Answer
(A)1%
QN32. Market value determines
- On running business
- When company closedown
- Before establishment of business
- When asset sold individually
Answer
(A)On running business
QN33. The Yield to Maturity on a bond is
- Equal to the Coupon Rate divided by the Market Price
- The Current Required Market Rate
- Equal to the Annual Interest divided by the Face Value
- Another name for the coupon rate.
Answer
(B)The Current Required Market Rate
QN34. Muhammad Ali just received an interest payment that is equal to 7 percent of his Rs. 20,000 in Bond investment. This 7 percent is best described as a
- Real Return
- Deflated Return
- Coupon Return
- None
Answer
(C)Coupon Return
QN35. A decrease in the firm's receivable turnover ratio means that ______________.
- Inventories have gone up
- It is collecting credit sales more slowly than before
- Cash sales have gone down
- None of above
Answer
(B)It is collecting credit sales more slowly than before
QN36. Marketable Securities, Account Receivables and Inventory are listed as
- Current Asset
- Current Liabilities
- Long Term Asset
- Long term liabilities
Answer
(A)Current Asset
QN37. The Coupon Rate for a Bond is best defined as the
- Annual interest divided by the current market price
- Annual interest divided by the face value
- Annual interest divided by the clean market price
- All of Above
Answer
(B)Annual interest divided by the face value
QN38. Which of the following is considered a Profitability measure?
- Days Sales in Inventory
- Fixed Asset Turnover
- Cash Coverage Ratio
- Return on Assets
Answer
(D)Return on Assets
QN39. Quick ratios are also called ______________
- Super ratios
- Acid-test ratios
- Cash ratios
- None of the above
Answer
(B)Acid-test ratios
QN40. Bond secured by lien on real property is
- Debenture
- Euro bond
- Mortgage bond
- Convertible bond
Answer
(C)Mortgage bond