LS0329: Mr. X while undergoing treatment for his cancer has applied to insurance company for recovering the amount of his overall treatment. He has submitted the reports of all the details related to his diseases and the costs involved during the surgery

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Question: Mr. X while undergoing treatment for his cancer has applied to insurance company for recovering the amount of his overall treatment. He has submitted the reports of all the details related to his diseases and the costs involved during the surgery.
During the treatment, his doctor have detected a certain kind of tumor and found it to be incurable. Mr. X have only recovered Rs. 1,50,000 including the medical expenses but have not recovered the money for incurable tumor. He further have filed an RTI with IRDA for recovering the expenses of that incurable tumor so that he can approach highly specialized doctor in U.S.A.
Determine which principle IRDA should follow for helping Mr. X to recover the full amount of his surgery.


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