Academic MBA Question:
NMIMS Question: Explain ALM process in banks. Discuss the impacts of Positive and Negative Gaps on the profitability of a bank in different interest rates scenarios. You are required to analyze the above impact with the help of following balance sheet excerpts of a bank:

- Scenarios for Impact analysis:
- 1. Interest rates increased by 1%
- 2. Interest rates decreased by 1%
Academic Assignment Answer:
